Business rules engine

Accelerate Your Product Launches

Shift from "code-to-quote" in months to "configure-to-quote" in hours. Empower your business teams with a no-code platform built to handle even the most complex logic.

4.5 Rating by G2 users

Business Rules Engine Technology That Supports Your Business Behind the Scenes

  • Bravado Health
  • Senior Insight
  • Sompo
  • Husqvarna
  • Fiserv
  • Neo Intelligence
  • InterRisk
  • Notus
  • TUW
  • Nationale Nederlanden
  • Allianz
  • Aviva
  • Warta
  • BNP Paribas
Flowchart of a business rules engine turning policy, customer and risk data into decisions
Flowchart of a business rules engine turning policy, customer and risk data into decisions
  • Fast rule executionDecisions in milliseconds.
  • No-code rule builderUpdate logic without developers.
  • Instant rule deploymentNo downtime, no redeploys.
  • Easy integrationsConnect to any system.

Change rules in 5 minutes, launch products in days, not months

Higson is a proprietary, intelligent Business Rules Engine (BRE) dedicated primarily to the insurance sector. It enables business users to take full control over complex product logic, pricing, and decision-making processes without the need for coding.

Thanks to an intuitive interface and rapid rule processing, this solution allows companies to instantly introduce changes to products and market offers, significantly accelerating digital transformation and automating underwriting processes.

Higson is a part of the Gartner® Toolkit

Decision Management Suite Vendor Profiles.

why higson

Top-Tier Performance.
The Simplicity Your Business Expects.

Empower business teams to manage logic independently through no-code, while providing engineers with an ultra-fast, lightweight engine that integrates seamlessly with existing infrastructure and AI models.

  • No-Code for Business

    Give employees real power over your products. Our intuitive studio allows them to independently define and manage complex rules — without dependence on IT. Products will start launching to the market in days, not months!

  • Work in Familiar Tools

    Allow business teams to work in the tools they know. Seamlessly import and export rules, combining the flexibility of Excel with the power of the Higson engine.

  • Enterprise Performance

    Our business rules engine, featuring ultra-low memory consumption and unrivaled speed, allows you to safely centralize business logic without creating bottlenecks.

  • AI-Powered Automation (ONNX)

    Utilize your AI models as a native part of your business rules. Automate complex underwriting decisions or detect fraud by combining AI predictions with hard business logic in one place.

Speed efficiency

Higson is a Solution Tailored to Your Challenges

Bridge the gap between legacy systems and business agility. Higson automates the entire insurance lifecycle, enabling you to launch products faster and scale without IT backlogs.

  • Simple Product Configurator

    Give employees a no-code tool to design, test, and deploy any insurance product to the market. Eliminate IT backlogs - launch products in days, not months, and achieve a competitive advantage.

  • Automated Underwriting Engine

    Automate 80% of underwriting decisions by implementing simple business rules that automate a portion of the underwriters' work. Free up experts to focus on complex, high-value cases.

  • Automated Claims Processing

    Increase customer loyalty with instant claims handling. Automate qualification, detect fraud, and manage payouts.

Performance graphic: low memory, 0.23 ms, 9,000 req/s

*Runtime REST Performance Results

**Runtime Library Performance Measurements

More than a rules engine

Why Choose Higson Over a Generic Business Rules Engine?

Don't build everything from scratch on generic rules engines. Higson gives you the ready-to-use tools for business operations and the performance that IT needs.

  • Fastest Solution on the Market (Performance)

    Higson’s key advantage is its extreme performance (up to 4 premium calculations per millisecond) and scalability, which ensures lightning-fast, real-time decision-making.

  • Ready for Deployment, Not 'Do It Yourself'

    Higson has built-in, ready-to-use mechanisms for product management, tariff versioning, and testing. These are features that must be built over months (or years) in other solutions of this type.

  • Lower TCO (Total Cost of Ownership)

    Free open-source solutions mean high costs for developers, maintenance, and finding specialists. Conversely, generic platforms mean high licensing and implementation costs. Higson offers a lower TCO (Total Cost of Ownership) thanks to its specialization.

Higson

How Does It Work?

By implementing Higson, you give your business 70% control over launching new products to the market and creating the business rules that automate their daily work.

  • 01.Integration (IT Department)

    Once integration is done, your business rules become visible and editable in Higson Studio - no deployment needed. Business teams manage tariffs and logic themselves, IT stays out of the loop.

  • 02.Availability in Higson Studio

    To start using Higson, your IT team connects the existing Client System to the Higson Runtime API. This is a one-time technical integration. It provides a stable and secure execution layer for business rules.

  • 03.Rule Configuration (Business Users)

    From this point forward, business users manage and update rules directly in Higson Studio. Changes require no coding and no IT involvement, which shortens time to market and keeps logic fully in business hands.

Integration flow: the IT department connects the client system to the Higson Runtime API once; the business rules owner then changes rules in Higson Studio without IT or coding
Integration flow: the IT department connects the client system to the Higson Runtime API once; the business rules owner then changes rules in Higson Studio without IT or coding

Higson Benefits

Transform how your teams create, test, and launch products - faster than ever before.

  • Radical Reduction in Time-to-Market

    Go from product idea to market launch in days, not quarters. Give full autonomy to business teams so they can react to market changes in real-time.

  • Lower Total Cost of Ownership (TCO)

    Our ultra-efficient engine requires significantly less infrastructure than outdated, monolithic systems. Save on operational costs while simultaneously scaling your business.

  • Elimination of IT "Bottlenecks"

    Free the business from dependency. Our no-code/low-code studio allows analysts and product managers to manage logic independently while IT focuses on strategic development.

  • Transparency and Auditability

    Manage logic in a way that reflects your company's structure. Full version control and transparency ensure regulatory compliance and facilitate audits.

New version

Discover Higson 4.3

No filler release. 4.3 targets the four things that cost teams the most time: writing rules, debugging performance, managing access, and recovering from failed imports.

  • AI Assistant in Studio

    Write a rule the way you'd explain it to a colleague, and Studio generates the Groovy or Python logic behind it. Available now in beta - full rollout follows as we refine it with early users.

  • Diagnostic Panel

    Flamegraphs and heatmaps pinpoint which rule is causing a slowdown, so performance issues get traced in minutes instead of guesswork.

  • Granular Role-Based Permissions

    Permissions can now be scoped by business domain, not just by user - so teams only see and touch the parts of the rule base that are theirs.

  • Async Import with Auto-Failover

    Configuration imports run in the background and recover automatically if something fails mid-process, without a manual restart.

Request a Demo

See how Higson can solve your specific business problem – from product configuration to underwriting. Fill out the form so we can prepare a personalized demo.

Decision contex preview

Decision context preview: inputs (policy type, customer age, claim history), checks (eligibility rules, risk thresholds, exception paths) and the output - eligible, 94% confidence, ready for demo